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*Effective date:** 2026-07-24 *

This Privacy Policy explains how The Bearded Investor ("we", "us", "our") collects, uses, and protectsinformation when you use the **OptionDrift** mobile application (the "App"). By using the App, you agree to this policy.

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1. Who we are

OptionDrift is a subscriber-only options-analytics application operated by The Bearded Investor. Subscriptions are purchased and managed on our website, https://www.thebeardedinvestor.net/. The Appprovides logged-in subscribers access to analytics; it does not process payments or sell anything within the App.

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2. Information we collect

* Account credentials.* When you log in, we process your subscriber username/email and password to authenticate you and grant access. Authentication tokens are stored on your device to keep you signed in.
* Subscription/entitlement status.* We check whether your account has an active subscription so the App can grant or restrict access.
* Device and diagnostic information.* We may collect basic technical information (device model,operating-system version, app version, and crash/error logs) to keep the App working and to fix problems.
* Usage information.* We may collect limited, aggregated usage data (for example, which screens are opened) to understand how the App is used and improve it.

We do *not* ask for or collect financial-account numbers, payment-card details, or brokerage credentials in the App. Payment information is handled entirely by our website's payment processor, not by the App.

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3. How we use information

* To authenticate you and provide the analytics service;
* To verify your subscription status;
* To operate, maintain, secure, and improve the App;
* To diagnose crashes and technical issues;
* To communicate with you about your account or service where necessary.

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4. Market data

The market-structure analytics shown in the App are provided for informational purposes only and arenot personal to you. They are not investment advice.

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5. How information is shared

* We do not sell your personal information.
* We share information only with service providers who help us operate the App (for example, hosting, authentication, and crash-reporting providers), and only as needed to provide the service.
* We may disclose information if required by law or to protect our rights, safety, or property.
* We do **not** use your information for third-party advertising or cross-app tracking.

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6. Data retention

We retain account and diagnostic information for as long as your account is active and as needed to provide the service, comply with legal obligations, resolve disputes, and enforce our agreements.

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7. Security

We use reasonable technical and organizational measures (including encrypted connections) to protect information. No method of transmission or storage is completely secure.

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8. Your choices and rights

Depending on your location, you may have rights to access, correct, or delete your personal information, or to object to or restrict certain processing. To exercise these rights, contact us at bhullarm@gmail.com. You can also stop all collection by the App by logging out and deleting the App; manage or cancel your subscription on our website.

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9. Children

The App is not directed to children under 13, and we do not knowingly collect personal information from them.

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10. International users

We operate from the United States and may process and store information there. By using the App you consent to such processing.

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11. Changes to this policy

We may update this policy from time to time. We will post the updated version with a new effectivedate, and material changes may be communicated in the App or by other means.

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12. Contact us

The Bearded Investor bhullarm@gmail.comhttps://www.thebeardedinvestor.net/